The issuance order combines the card fee with the initial USD amount at the channel rate.

MIEPAY VISA · SANDBOX
A Visa card,opened when you need it
A virtual USD Visa card for sandbox integration. Complete dynamic cardholder verification, pay in NZD for issuance and top-ups, and manage balance and status in one account.
- Virtual Visa card · USD balance
- NZD settlement · fixed 1.7 rate
- Alipay / WeChat Pay
VISACard balanceUSD 20.00
Channel rate1 USD = NZD 1.7
VISA CARD PROGRAM
A clear product boundary for integration
This is an on-demand Visa product, not an inventory-backed physical card. Issuance, top-up and activation are asynchronous, and the account keeps showing the upstream status.
Phase one provides a Visa / USD / Virtual product; limits come from the live product response.
Users pay in NZD and the rate is frozen when the order is created. Daily top-up limit: NZD 2,000.
KYC fields come from the issuer; PAN, CVV and expiry are not provided in phase one.
FROM VERIFICATION TO ACTIVE
One traceable path from verification to active
01Dynamic cardholder verification
02Create issuance order
03Pay the NZD fee
04Wait for Visa activation
05Top up and manage
AlipayWeChat PayPayment methods follow the channel response. If an order is unconfirmed, wait for reconciliation and do not resubmit.