MIEPAY AI SUBSCRIPTION CARD

Your own card.
Your own AI subscriptions.

Complete identity verification, top up in CNY with WeChat Pay or Alipay, and receive an available NZD balance for eligible global AI and digital services.

Apply for a card View fees

USD 0 monthly feeUSD 0 annual feeFees shown before payment

TOP UP IN CNYCNY 1,000.00

WeChat PayUnionPayAlipay

Fee and exchange quote shown first

AI SUBSCRIPTION CARD · NZD62•• •••• 9088

PAYMENT SUCCESSFULAI Service Subscription- NZD 34.90

Your third-party accounts remain registered to and controlled by you. MIEPAY provides card, top-up and payment services; it does not sell or share third-party AI accounts.

OWN THE RELATIONSHIP

Not a resold account. A payment tool you control.

The difference is simple: you create the service account, you hold the virtual card, and you see the cost before you pay.

Your account

Register Claude, ChatGPT or another eligible service in your own name. Your login, data and usage history stay under your control.

Your card

Apply for and manage an NZD UnionPay virtual card through MIEPAY, including balance, status and applicable transaction records.

A clear quote

See the CNY top-up amount, service fee, applicable exchange rate and estimated NZD balance before confirming payment.

FROM APPLICATION TO SUBSCRIPTION

Four clear steps. One connected journey.

01Verify your identity

Create a MIEPAY account and complete the applicable KYC and compliance review.

02Apply for the virtual card

Once approved, request your AI Subscription Card and view its status in your account.

03Top up in CNY

Use WeChat Pay or Alipay and review the fee and exchange quote before payment.

04Pay eligible services

Use the card with digital merchants that accept the card under applicable rules.

SIMPLE, TRANSPARENT PRICING · USD

One card. No fixed monthly package.

Top up according to what you need. Card service fees and third-party subscriptions are charged separately.

$0Monthly fee$0Annual fee4.9%Top-up service fee$0Fixed top-up fee

First UnionPay virtual cardUSD 1.99First top-up of CNY 300 or moreCard fee waivedReplacement or reissueUSD 4.99Card currencyNZDApplicable exchange rateShown before confirmation

Third-party subscription fees are charged separately by the relevant service provider. Taxes or other charges may apply depending on the merchant, account region and applicable rules.

KNOW BEFORE YOU PAY

See the complete top-up cost first.

Enter a CNY amount to see the MIEPAY service fee and total payment. The applicable exchange rate and estimated NZD balance are displayed in the live quote before confirmation.

Top-up amount

CNY

Service fee: CNY 49.00
Total payment: CNY 1049.00
Estimated NZD balance: Shown in live quote

The final exchange quote is time-limited and displayed before you approve payment.

ELIGIBLE DIGITAL SERVICES

Connect to the tools you already choose.

Common use cases include AI, developer and productivity services, subject to merchant acceptance and applicable card rules.

OpenAIClaudeCursorGitHubMidjourneyGoogleMicrosoft

Brands are shown only as examples of common use cases. Acceptance depends on the merchant, account region, transaction type, card network and issuing rules. MIEPAY is not affiliated with or endorsed by the services shown.

💡 Before subscribing: payment guide

Network：Keep your connection stable and avoid switching network nodes during checkout. Private browsing is recommended.
Currency：Australia (AUD) is recommended first. JP (JPY), US (USD) or other currencies may also be available, subject to the merchant's checkout options.
Balance buffer：Your card balance is in NZD. Payments are converted at UnionPay’s real-time exchange rate. Allow an extra NZD 10. For example, if a USD 55 plan converts to approximately NZD 98, keep around NZD 110 available. This is an illustration; the actual rate is determined at payment time.
Billing name：The cardholder name must match your KYC name.
Billing address：It does not need to match your KYC address. Use the local address format for the selected region, such as Australia, and follow the merchant's billing information requirements.
Error messages：For “Declined” or “Not approved”, check the error code and failure reason in your transaction records. Code 51 means insufficient balance. These generic messages alone do not establish a balance or network risk-control issue.
After a failure：After two failed attempts, pause for 24 hours. Avoid repeated retries that may escalate risk controls, and check the reported reason before trying again.
Security：Never email your full card number or CVV. Support only needs the last four card digits to identify the card.

BUILT AROUND THE PAYMENT JOURNEY

From CNY top-up to subscription payment.

Familiar top-up methods

Top up with WeChat Pay or Alipay without first arranging an overseas bank account.

Balance ready after review

Once payment is confirmed and applicable checks are complete, the NZD balance becomes available in your account.

No forced monthly amount

Fund the card according to your actual needs instead of buying a preset subscription package.

One place to manage payments

View card status, balance and applicable payment records through the MIEPAY service.

MIE AISubscription centre

Renewal calendar18 AUGLow-balance alertsNZD 42.60Subscription spend summary$74 / moPayment success and failure noticesACTIVE

COMING SOON · SUBSCRIPTION MANAGEMENT

From making a payment to managing recurring AI spend.

MIEPAY is developing tools to help individuals and teams understand renewal dates, balances and AI subscription costs across services.

Renewal calendarLow-balance alertsSubscription spend summaryPayment success and failure notices

CLEAR CONTROLS

Identity, payment and card rules remain part of the product.

Identity verification

KYC and applicable compliance checks are required before card access.

Quote before payment

Fees, exchange rate and estimated balance are shown before confirmation.

Acceptance is conditional

Actual use depends on merchant, region, transaction and card-program rules.

FREQUENTLY ASKED QUESTIONS

The details that matter before you apply.

What do “Your card was declined” and “Payment was not approved” mean when paying for ChatGPT?

1. “Your card was declined”
This is most likely due to insufficient funds. Your card balance is in NZD, while your ChatGPT subscription may be billed in another currency. After UnionPay currency conversion, the actual charge may be slightly higher than the amount displayed. Leave an extra NZD 2–3 after topping up to allow for exchange rate fluctuations.

2. “Payment was not approved”
This is usually related to your network environment or ChatGPT’s risk controls. Check that the billing country/region on the payment page is correct (for example, Australia), that your connection is stable, and that you have not made repeated payment attempts in a short period.

Try using a private/incognito window, keep your network connection stable, and wait 24–48 hours before trying again.

What currency is the card?

The MIEPAY AI Subscription Card is an NZD UnionPay virtual card. The available card balance is displayed in NZD.

Why is identity verification required?

Card and account services require KYC and relevant reviews based on customer location, product rules and applicable compliance requirements.

How soon can I use the balance?

After payment confirmation and applicable system review, the balance is added to the account. Timing can vary with payment status, risk review and system conditions.

Can I pay every overseas service?

No card can guarantee acceptance by every merchant. Availability depends on the merchant, region, transaction type, card network and issuing rules.

How is the exchange rate calculated?

Before you confirm a top-up, the service displays the applicable exchange rate, fee, total CNY payment and estimated NZD balance.

Is the AI subscription included?

No. Subscription charges are set and collected by the relevant digital service provider.

How are merchant refunds handled?

Eligible refunds are generally returned to the original card or linked balance. Timing depends on the merchant, card network and processing arrangements.

How do I link the card in Alipay?

After your card is issued, you can add it in Alipay for QR payments and other supported scenarios. See the step-by-step guide: Link your UnionPay card in Alipay.

What happens to the balance if the card expires?

Balances after closure, expiry or replacement are handled according to the applicable product terms, account rules and issuing arrangements.