MIEPAY
中文Apply for a card
MIEPAY AI SUBSCRIPTION CARD

Your own card.
Your own AI subscriptions.

Complete identity verification, top up in CNY with WeChat Pay or Alipay, and receive an available NZD balance for eligible global AI and digital services.

USD 0 monthly feeUSD 0 annual feeFees shown before payment
TOP UP IN CNYCNY 1,000.00
WeChat PayUnionPayAlipay
Fee and exchange quote shown first
MIEPAY
AI SUBSCRIPTION CARD · NZD62••  ••••  9088
AVAILABLE BALANCENZD 186.40
PAYMENT SUCCESSFULAI Service Subscription- NZD 34.90

Your third-party accounts remain registered to and controlled by you. MIEPAY provides card, top-up and payment services; it does not sell or share third-party AI accounts.

OWN THE RELATIONSHIP

Not a resold account. A payment tool you control.

The difference is simple: you create the service account, you hold the virtual card, and you see the cost before you pay.

Your account

Register Claude, ChatGPT or another eligible service in your own name. Your login, data and usage history stay under your control.

Your card

Apply for and manage an NZD UnionPay virtual card through MIEPAY, including balance, status and applicable transaction records.

A clear quote

See the CNY top-up amount, service fee, applicable exchange rate and estimated NZD balance before confirming payment.

FROM APPLICATION TO SUBSCRIPTION

Four clear steps. One connected journey.

01Verify your identity

Create a MIEPAY account and complete the applicable KYC and compliance review.

02Apply for the virtual card

Once approved, request your AI Subscription Card and view its status in your account.

03Top up in CNY

Use WeChat Pay or Alipay and review the fee and exchange quote before payment.

04Pay eligible services

Use the card with digital merchants that accept the card under applicable rules.

SIMPLE, TRANSPARENT PRICING · USD

One card. No fixed monthly package.

Top up according to what you need. Card service fees and third-party subscriptions are charged separately.

$0Monthly fee$0Annual fee4.9%Top-up service fee$0Fixed top-up fee
First UnionPay virtual cardUSD 1.99First top-up of CNY 300 or moreCard fee waivedReplacement or reissueUSD 4.99Card currencyNZDApplicable exchange rateShown before confirmation

Third-party subscription fees are charged separately by the relevant service provider. Taxes or other charges may apply depending on the merchant, account region and applicable rules.

KNOW BEFORE YOU PAY

See the complete top-up cost first.

Enter a CNY amount to see the MIEPAY service fee and total payment. The applicable exchange rate and estimated NZD balance are displayed in the live quote before confirmation.

Service fee
CNY 49.00
Total payment
CNY 1049.00
Estimated NZD balance
Shown in live quote
The final exchange quote is time-limited and displayed before you approve payment.
ELIGIBLE DIGITAL SERVICES

Connect to the tools you already choose.

Common use cases include AI, developer and productivity services, subject to merchant acceptance and applicable card rules.

OpenAIClaudeCursorGitHubMidjourneyGoogleMicrosoft
Compare subscription prices across regions to find better value
BUILT AROUND THE PAYMENT JOURNEY

From CNY top-up to subscription payment.

Familiar top-up methods

Top up with WeChat Pay or Alipay without first arranging an overseas bank account.

Balance ready after review

Once payment is confirmed and applicable checks are complete, the NZD balance becomes available in your account.

No forced monthly amount

Fund the card according to your actual needs instead of buying a preset subscription package.

One place to manage payments

View card status, balance and applicable payment records through the MIEPAY service.

MIE AISubscription centre
Renewal calendar18 AUGLow-balance alertsNZD 42.60Subscription spend summary$74 / moPayment success and failure noticesACTIVE
COMING SOON · SUBSCRIPTION MANAGEMENT

From making a payment to managing recurring AI spend.

MIEPAY is developing tools to help individuals and teams understand renewal dates, balances and AI subscription costs across services.

Renewal calendarLow-balance alertsSubscription spend summaryPayment success and failure notices
CLEAR CONTROLS

Identity, payment and card rules remain part of the product.

Identity verification

KYC and applicable compliance checks are required before card access.

Quote before payment

Fees, exchange rate and estimated balance are shown before confirmation.

Acceptance is conditional

Actual use depends on merchant, region, transaction and card-program rules.

FREQUENTLY ASKED QUESTIONS

The details that matter before you apply.

What can I use this card for?

Use it to pay for AI subscriptions and other digital services that accept the card. Acceptance depends on the merchant, billing region, currency and network environment.

What do I need to apply?

Register with your mobile number and complete identity verification. Prepare your identity document and personal details as requested on the application page.

What fees apply to opening and topping up?

Review the pricing section for card and top-up fees, and confirm the final amount at checkout. Subscription fees are charged separately by the service provider.

How do I top up, and when can I use the balance?

Top up through your account using WeChat Pay or Alipay. The balance becomes available after payment confirmation and applicable review; check the record center for progress.

What currency is the card, and how do foreign-currency payments work?

The UnionPay card balance is in NZD. Payments in other supported currencies are converted at the applicable rate; the final debit is determined at settlement.

How do I start a subscription after opening the card?

Once the card is active and funded, view its details in your account and enter them on the service provider’s checkout page. Your account also includes subscription guides.

MIEPAY AI SUBSCRIPTION CARD

A clearer way to pay for your own AI subscriptions.

Complete verification, apply for your NZD UnionPay virtual card, top up in CNY and pay eligible global digital services.

Apply for a card
01Verify your identity02Apply for the virtual card03Top up in CNY04Pay eligible services