Register Claude, ChatGPT or another eligible service in your own name. Your login, data and usage history stay under your control.

Your own card.
Your own AI subscriptions.
Complete identity verification, top up in CNY with WeChat Pay or Alipay, and receive an available NZD balance for eligible global AI and digital services.
UnionPay

Your third-party accounts remain registered to and controlled by you. MIEPAY provides card, top-up and payment services; it does not sell or share third-party AI accounts.
Not a resold account. A payment tool you control.
The difference is simple: you create the service account, you hold the virtual card, and you see the cost before you pay.
Apply for and manage an NZD UnionPay virtual card through MIEPAY, including balance, status and applicable transaction records.
See the CNY top-up amount, service fee, applicable exchange rate and estimated NZD balance before confirming payment.
Four clear steps. One connected journey.
Create a MIEPAY account and complete the applicable KYC and compliance review.
Once approved, request your AI Subscription Card and view its status in your account.
Use WeChat Pay or Alipay and review the fee and exchange quote before payment.
Use the card with digital merchants that accept the card under applicable rules.
One card. No fixed monthly package.
Top up according to what you need. Card service fees and third-party subscriptions are charged separately.
Third-party subscription fees are charged separately by the relevant service provider. Taxes or other charges may apply depending on the merchant, account region and applicable rules.
See the complete top-up cost first.
Enter a CNY amount to see the MIEPAY service fee and total payment. The applicable exchange rate and estimated NZD balance are displayed in the live quote before confirmation.
- Service fee
- CNY 49.00
- Total payment
- CNY 1049.00
- Estimated NZD balance
- Shown in live quote
Connect to the tools you already choose.
Common use cases include AI, developer and productivity services, subject to merchant acceptance and applicable card rules.
Brands are shown only as examples of common use cases. Acceptance depends on the merchant, account region, transaction type, card network and issuing rules. MIEPAY is not affiliated with or endorsed by the services shown.
From CNY top-up to subscription payment.
Top up with WeChat Pay or Alipay without first arranging an overseas bank account.
Once payment is confirmed and applicable checks are complete, the NZD balance becomes available in your account.
Fund the card according to your actual needs instead of buying a preset subscription package.
View card status, balance and applicable payment records through the MIEPAY service.
From making a payment to managing recurring AI spend.
MIEPAY is developing tools to help individuals and teams understand renewal dates, balances and AI subscription costs across services.
Identity, payment and card rules remain part of the product.
KYC and applicable compliance checks are required before card access.
Fees, exchange rate and estimated balance are shown before confirmation.
Actual use depends on merchant, region, transaction and card-program rules.
The details that matter before you apply.
What can I use this card for?
Use it to pay for AI subscriptions and other digital services that accept the card. Acceptance depends on the merchant, billing region, currency and network environment.
What do I need to apply?
Register with your mobile number and complete identity verification. Prepare your identity document and personal details as requested on the application page.
What fees apply to opening and topping up?
Review the pricing section for card and top-up fees, and confirm the final amount at checkout. Subscription fees are charged separately by the service provider.
How do I top up, and when can I use the balance?
Top up through your account using WeChat Pay or Alipay. The balance becomes available after payment confirmation and applicable review; check the record center for progress.
What currency is the card, and how do foreign-currency payments work?
The UnionPay card balance is in NZD. Payments in other supported currencies are converted at the applicable rate; the final debit is determined at settlement.
How do I start a subscription after opening the card?
Once the card is active and funded, view its details in your account and enter them on the service provider’s checkout page. Your account also includes subscription guides.
A clearer way to pay for your own AI subscriptions.
Complete verification, apply for your NZD UnionPay virtual card, top up in CNY and pay eligible global digital services.
Apply for a card